Newsletters

Highlights

• The Personalization Mandate: Tailoring Benefits to Boost Retention
• Prioritize Care While Cutting Costs
• Navigating Compensation in the Era of Transparency
• Early Cancer Detection Saves Lives, Lower Costs

• 2024 Benefits Trends: What Employers Need to Know
• Secure 2.0 Means Major Retirement Changes in 2024
• Stricter New Rules Limit Independent Contractor Hiring
• Evolve Your Benefits as Your Workforce Ages

• Six Healthcare Trends Employers Can’t Afford to Ignore in 2024
• The Shocking High Cost of Covering Obesity Drugs
• How to Attract and Retain Top Talent in 2024
• What the Transformation of PBMs Could Mean for Employers
• How Tailored Benefits Can Support Women in Today’s Workforce

• Sick Days Have Doubled, But Morale Is Up
• New Solutions for Employee Mental Health
• Healthcare Credit Cards: The Employee Benefit That Pays You Back
• Government Tips for Accurate EEO-I Reporting

• What’s Driving Benefit Costs Up 7% for 2024?
• Estate Planning: The New Must-Have Benefit
• How Loss of Childcare Funding Will Impact the Workplace
• How Claims Data Analyses Can Make Healthcare More Affordable
• Support Your Staff As They Transition Back to Student Loan Payments

• Seven Open Enrollment Tips for Communicating Benefits
• PPACA Penalties Pack a Punch: What Employers Need to Know
• Virtual Physical Therapy: An Employer’s Secret Weapon Against Opioids
• How Smart Employers are Using Second Opinions to Avoid Unneeded Surgeries
• Employers Apply Brakes to Runaway Compensation Growth

• Seven Strategies for Helping Employees Understand Their Benefits
• Preventative Health Helps Cut Costs without Cutting Care
• On-Demand Pay Reduces Employee Financial Stress
• Are Weight-Loss Drugs The Next Big Benefit?

• Controversial Bills Target Employer Obligations
• Is Your In-House Medical Program Exposing You to OSHA Citations?
• Bridging the Gap Between Working and Pumping: Keys to Supporting New Moms
• Unlimited PTO Gaining Traction: Is Now the Time?

• Improving Employee Satisfaction by Moving Beyond Workplace Flexibility and Hybrid Schedules
• How to Motivate Employees to Seek Healthcare When Needed and Encourage Well-Being
• Parents Win Big: The Surprising Shift in 2023 Employee Benefits
• Should Employers Cover Employee Weight Loss Medications?

• Unlocking Employee Potential with Divorce Coaching Benefits
• The Silent Crisis: Rising Mental Health Problems at Work
• The IRS Takes on Inflation: Major Changes in HSA and HDHP for 2024
• How to Compete in Today’s Tight Labor Market

• The Healthcare Afordability Gap: Employer Confidence Meets Employee Skepticism
• Reimagining Retirement: The Case for a Return to Pension Plans
• Rethinking Employee Benefits: Strategies for Enhancing Worker Satisfaction
• Supporting Employee Mental Health After Tragic Events

• Tripledemic Presents More Challenges for Employers
• Biden’s Proposed Federal Paid Family Leave Program Likely to Face Challenges
• Harnessing AI and Data Science to Revolutionize Workplace Safety
• How to Provide Benefits Equitably for Both Remote and Onsite Employees
• Biden Vetoes Attempt to Overturn ESG Rule

• New Labor Policies to Be Aware of in 2023
• The Financial Impact of COVID-19 on Employers
• Biden Administration’s ESG DOL Rule Under Fire from Multiple Fronts
• How Employers Can Benefit from Accommodating Disabled Workers
• Telehealth Services, Mental Healthcare, and the Consolidation Appropriations Act of 2023

• New DOL Rule Would Have Retirement Plans Consider Environmental and Social Factors
• Companies Are Helping Their Employees Buy Homes
• How Employers Can Maintain Worker Well-Being with Leaner Budgets
• Do Rewards Programs Really Help Employee Retention?
• Proposed Changes to the VFCP Would Make Self-Correction Easier

• Top 5 Benefits Concerns of Employers in 2023
• Can Laughter Be an Employee Benefit?
• How to Help Employees Accelerate Retirement Savings
• SECURE Act 2.0: What Employers Should Know
• Patient-Centered Outcomes Research Institute (PCORI) Fees Rise for 2023

• Annual Health FSA Contribution Limit to Increase in 2023
• How Employers Can Use Benefits to Protect Employees from Inflation
• How to Encourage Employees to Use Mental Health Resources
• Employers Can Help Employees Overcome Burnout with Sabbaticals
• Online Tools Help Employees Make Better Benefit Choices, Boost Engagement

• Access to Telemedicine Diminishes
• Q4 2022 Essentials for Plan Sponsors
• Five Critical Issues for Employers Reporting for 2023 ACA Compliance
• Businesses Expand Employee Benefits Offerings to Attract and Retain Top Talent
• Online Tools Help Employees Make Better Benefits Choices, Boost Engagement

• Rising Healthcare Costs Compel Employers to Prioritize Plan Affordability
• New Legislation for Reducing Premature Retirement Savings Cashouts
• What to Consider When Choosing a Health Benefits Account
• Inflation Reduction Act (IRA): Healthcare Provisions Employers Should Know
• Hearing Health Should Be Top Priority

• Could Looming Recession Endanger Remote Work?
• Time to Prepare for 2023 Benefits Open Enrollment Period
• Employers Look to Improve Health and Benefits Offerings Ahead of 2023 Open Enrollment
• Fertility Treatments Could Be Affected by State Abortion Bans
• Virtual Physical Therapy: The Rise of Telerehabilitation

• Empoyers Should Beware of Compliance Issues with Abortion Benefits
• Survey Finds Changes in Benefits Priorities
• Removing the Stigma Surrounding Debt Benefits
• Can Menopause Benefits Create a Happier, More Productive Workforce?
• Proposed Overtime Rule Scheduled for October

• Big Increases in Voluntary Benefits Participation
• Portions of CAA Healthcare Price Transparency Already in Effect
• DOL Issues Mental Health Parity Act Enforcement Warning
• How to Use Benefits to Improve Talent Acquisition and Retention
• Zillennials Challenge Traditional Workplace Conventions

• IRS Increases 2023 HRA and HDHP Contributions
• Employers Focus on Well-Being as Workers Return to Work
• Making Changes to Caregiving Benefits in the Era of Hybrid Work
• Best Practices for Substances – Misuse Benefits
• Employers Concerned Over Hybrid Work Model

• House Passes Secure Act 2.0
• Employment Eligibility Verification (Form I-9) Changes Proposed
• Study Shows How Providers and Health Plans Improve Quality, Lower Cost by Sharing Risk
• The Growing Popularity of Earned Wage Access
• Remote Working Still Among the Most Desirable Employee Benefits

• How the Ukraine Crisis is Affecting the US Workforce
• President Biden Urges Congress to Pass the Paycheck Fairness Act
• Should Preventative Care Be an Essential Benefits Component?
• DOL Announces Increase in FMLA Audits -Employers Should be Ready
• The CAA’s New Broker Compensation Disclosure Rules Are Now in Effect

• Compliance Issues for The Rest of 2022
• Life Insurance for the Life of Your Business
• Employers’ Guide to Understanding ERISA
• 401(k)s Do’s and Don’ts

• How to Fight the Employee Exodus
• 401(k) Elective Deferral Limits Raised for 2022
• What Can Employers Do About High Drug Costs?
• Not Following the Employer Mandate Can Mean Stiff Penalties
• Why It Makes Sens to Offer a Digital Security Benefit to Employees

• No Surprises Act Fails to Remove All Surprises
• This Just In…Agent commissions are now more transparent
• Early Retirees Need Health Coverage Options
• New Saving Incentive for Grandparent-Owned 529 Plans
• DCAP – Use it or Lose It

• Pre-Tax Flexible Benefits – The Pros and Cons of Cafeteria Plans
• How to Avoid the Lega Pitfalls of Telecommuting
• What to Expect for Retirement Savings Plans in 2022
• No Single Benefit Interests Every Age Group

• How the Pandemic Is Making Employer-Sponsored Life Insurance More Attractive
• No More “Surprises” for Patients
• How to Make Annuities Work with 401(k)s
• Voluntary Benefits That Could Move the Needle for Employees in 2022
• How to Legally Use Premium Discounts to Encourage Vaccinations

• Impact on Business of Growing Interest in Paid Family and Medical Leave
• Consider Volunteer Work as an Employee Benefit
• Ways to “Carve-Out” Group Health Plan Savings
• COVID-19 Vaccination Mandate Raises Questions
• Telehealth Education: Good for Employee’s Health

• How to Determine When Protections Apply to ADA and COVID
• The Cost of Poor Mental Health in the Workplace
• Make Sure Voluntary Insurance Plans Are Really Voluntary
• Is It Possible to Save Too Much for Retirement?
• Using Health Insurance Discounts to Fight Vaccination Hesitancy

• 6 Ways to Help Deal with Labor Shortages
• Should Your Business Be Looking into Vision Insurance?
• 12 Federal Laws Most Employee Health Plans Must Comply With
• Paid Leave Expands During Pandemic, But Employees Fear Repercussions

• How To Help Employees Set Up an Emergency Cash Reserve
• Cryptocurrency: A New 401(K) Option
• Best Practices for Administering Intermittent FMLA Leave
• Are You Responsible for Employee Identity Theft?
• Why Do Health Care Premiums Increase?

• Secure Act 401(k) Plan Changes Impact Employer Responsibilities
• Unwelcome Surprises in Some 401(k) Plans
• How to Stay in Compliance with the Latest Immigration Laws
• New COVID-19 Obligations Added to Group Health Plans
• Unemployment Tax Rate Increases Expected

• Benefits Now Available for Employees with Dependents
• Pay Gap for Women Widens During Pandemic
• What if an Employee Refuses to Get Vaccinated?
• Alternatives to the Traditional 401 (k)
• Have Proof Will Travel

• COBRA and DCAP Recipients Get Help from American Rescue Plan Act
• IRS Relaxes FSA Guidelines During COVID
• Does an ESOP Make Sense for Your Company?
• How Carve-Outs Lower Health Plan Costs
• IRS Waives Taxes on Donated PTO

• Federal Government Allows 401(k) Distributions for Birth or Adoption
• Pandemic Fears Are Changing Employee Benefit Preferences
• Individual vs. Group Long Term Care Coverage for Employees
• HealthCare Options For Unemployed Workers
• COVID-19: Do You Have Liability?

• New Federal Guidance for Requiring COVID Vaccinations
• Celebrated Employer – Collaboration to Lower Health Care Costs End
• How to Know When Health Insurance Will Cover an Oral Procedure
• More States Are Embracing Employer – Sponsored IRAs
• 401K Withdrawal Penalties Suspended Again

• New Hospital Cost Transparency Rule in Effect
• Supreme Court Decision That Could Affect Same Sex Spouse Health Coverage
• The Safe Way for Employees to Roll Over a 401(k) to an IRA
• Legal Services Benefits – During the Pandemic and Beyond
• More Identify Scams Target Employers and Employees

• Are Employer-Mandated COVID Vaccinations Legal?
• The Importance of Educating Employees About Benefits
• Health Care Benefits Trends for 2021
• Could Employer Retirement Accounts Change?
• Disciplining Employees for Not Social Distancing

• Taking the High Cost of Relocation Out of the Equation
• Employers to Cut Back on 2021 Salary Increases
• Add Inclusion to Your Diversity Efforts
• 2021 Health Care Costs Could Reach Double Digits
• Family Friendly Benefits Now Include Fertility Treatments

• Pandemic Puts Pressure on Workers
• 401(k) Contribution Limits for 2021
• Fill in the Gaps with Hospital Indemnity Insurance
• Identity Theft in the Workplace
• Taking #MeToo Allegations Seriously

• Prescription Drug Executive Orders
• Retirement
• FMLA During COVID-19
• Annual Benefits Enrollment
• Importance of Flu Shots

• Pros and Cons of Employees Working Remotely
• Supreme Court Rules for Exemptions
• How Pandemic Could Shape the Future
• Presidential Stand on Health Care Reform
• Offering Vision Coverage

• Short on Funds?
• 2021 HSA and High Deductible Limits
• Retirement Savings
• IRS Health Plan Changes
• LGBTQ Rights in the Workplace

• How to Keep Employees from Raiding Retirement
• COBRA / Short – Term Health Plans
• Challenges for Benefit Managers
• Combat Mental Health Issues
• Consider Before Employees Fly

• Retirement Plans
• Surprise Billing
• Telehealth
• Rising Drug Costs
• COVID-19 and Life Insurance

• Essential Businesses
• Vision at Work
• Going Beyond Term Insurance
• Roth 401(k)
• Mental Health Tips

• SECURE Act’s Effect on Retirement Plans
• Basic Steps for Dealing with a Virus
• ERISA Compliance
• COBRA Self Audit
• The Parity Act of 2008

• States Actively Working to Reform Health Care
• Three Health Insurance Taxes Repealed
• Background Checks
• How to Stay in Compliance When Employees Work Remotely
• The Role of Pharmacy Benefit Managers

• Basic Steps toAvoid Discrimination in the Workplace
• Prescription Drug Rule Implementation Delayed
• Key Elements of a Good Health Benefit Plan for Small Companies
• Ways to Make Saving Easier for Your Employees
• Employees Need to Know About 401(k) Required Minimum Distributions

• Value-Based Care Gains Favor as a Provider Reimbursement System
• New Hardship Distribution Rules
• Rules and Exceptions When Providing Benefits to Same Sex Couples
• IRS Sets 2020 Retirement Plan Contribution and Benefit Limits
• Dental Insurance Promotes Overall Health

• President Trump Issues New Health Coverage Responsibilities for Employers of Immigrants
• Small Employers Can Now Band Together to Offer Retirement Plans
• How Employers Can Avoid FMLA Pitfalls
• When is Indemnity Health Insurance…

• Health Savings Accounts – One Key to a More Comfortable Retirement
• Women Not as Likely to Enroll for Disability Insurance
• Genetic Testing Protections and Limitations
• When Life Insurance Isn’t enough
• Access to Preventive Care Eased for Some HDHPs

• Technology’s Growing Importance in Providing Quality Health Care
• Eye Strain on the Rise
• New Rule Offers New HRA Options
• Legal Plan Representation: Peace of Mind at an Affordable Cost
• The Confusing World of Cannabis Regualation and Insurance.

• Anti-discrimination Laws and The Effect on Employee Benefits Packages
• IRS Makes it Easier to Correct Retirement Plan Failures
• Tackling Obesity in the Workplace
• 529 Savings Plans: An Easy Way to Help Bring College Within Reach
• A Retirement Plan

• Meaningful Ways to Support an Aging Workforce
• Retirement Savings Still Out of Reach for Many Americans
• The Lure of Workplace Flexibility
• A Plan Sponsor’s Cyber Security Responsibilities / Choosing a Vision Insurance Plan Your Employees Will Value

• How to Fight the Opioid Epidemic
• New Association Health Plan Rules Deemed “Absurd”
• To Pay or Not to Pay Parental Leave? 
• Retirement Reform on Senate and House Agendas
• Is Fitness Tracking for Better Health Worth the Risk

• What a Single Payer Health Care System Could Mean to You and Your Employees
• The Human (or Robo) Advantage in Financial Planning
• Ways to Make Childcare Costs a Little More Affordable
• Sorting Out the Alphabet Soup of Low-Cost Health Benefits Plans

• How Employer-Sponsored Dental Insurance Supports Employee’s Overall Health
• Future of the Cadillac Tax Running on Fumes
• Unlimited Vacation – Good Idea? or Too Many Headaches?
• Advantages and Disadvantages of the Emerging Telehealth Trend

• Millennials – Changing the Health Care Landscape
• Hospital Prices Now Must be Published Online
• Retirement Plan Options for Former Employees
• How to Determine Whether Your Voluntary Plans Fall Under Safe Harbor

• Health Cost Containment Options for Small Employers
• Auto Portability Earns Thumbs Up from DOL
• Why Generics are Good for Your Pocketbook (and Health Insurance Premiums)
• Benefit Planning Strategies for 2019-2020 / Trending: New “Instant” Payroll App

• How to Maximize 401(k) Limits and Savings Strategies
• Wave of the Future: Combined Health and Dental Benefits
• When it Pays for an Employer to be a Life Insurance Beneficiary
• What to Expect From the ACA in 2019
• New AHP Resources Now Available