Insights

Carving Out Pharmacy Benefits: When It Makes Sense, When It Doesn’t.

Pharmacy carve-outs can offer cost savings and transparency—but they’re not right for everyone. Learn when separating pharmacy benefits makes sense, and when it may add complexity or hidden costs. MSI helps you make the right call with data-driven insight.

GLP-1s, Gene Therapies and the New Frontier in Drug Costs: Navigating 2025 Renewal Pricing and Formulary Management

Groundbreaking therapies such as GLP-1 receptor agonists and advanced gene therapies have dramatically reshaped the cost structures for employee benefit plans. As organizations gear up for their 2026 benefit renewals, understanding these developments is crucial for...

Compliance Check-Up: Mid-Year Benefits Audit Tips for Plan Sponsors

A mid-year compliance audit is more than a regulatory safeguard—it’s a strategic advantage. Learn how to protect your organization from costly errors and stay ahead of 2025 benefit regulations with this checklist for plan sponsors.

Benefits Overview - Insights from MSI