Insights
Carving Out Pharmacy Benefits: When It Makes Sense, When It Doesn’t.
Pharmacy carve-outs can offer cost savings and transparency—but they’re not right for everyone. Learn when separating pharmacy benefits makes sense, and when it may add complexity or hidden costs. MSI helps you make the right call with data-driven insight.
GLP-1s, Gene Therapies and the New Frontier in Drug Costs: Navigating 2025 Renewal Pricing and Formulary Management
Groundbreaking therapies such as GLP-1 receptor agonists and advanced gene therapies have dramatically reshaped the cost structures for employee benefit plans. As organizations gear up for their 2026 benefit renewals, understanding these developments is crucial for...
Compliance Check-Up: Mid-Year Benefits Audit Tips for Plan Sponsors
A mid-year compliance audit is more than a regulatory safeguard—it’s a strategic advantage. Learn how to protect your organization from costly errors and stay ahead of 2025 benefit regulations with this checklist for plan sponsors.
Self-Funded vs Fully Insured Health Plans: Which Model Saves More
Explore the pros, cons, and cost-saving potential of self-funded vs. fully insured health plans. Discover which model gives your business more control and value.
Creating a Total Compensation Strategy: Why Employees Need to See the Full Picture
Creating a total compensation strategy helps employees see beyond their paycheck to the full value of their benefits. By communicating the true worth of health insurance, retirement contributions, PTO, and perks, employers can build trust, increase engagement, and strengthen retention.
How Employee Benefits Can Help Address Workforce Shortages in the Public Sector
Struggling to fill open roles in your agency or department? Discover how strategic employee benefits can help public sector employers attract new talent, improve retention, and build a stronger workforce—even in a competitive job market.