Insights
Pharmacy Cost Containment Beyond Traditional PBM Models
Rising prescription drug costs are pushing employers to rethink traditional PBM arrangements. This article explores alternative pharmacy cost containment strategies including transparent PBMs, carve-out programs, specialty drug oversight, and clinical management approaches that improve visibility and long-term savings.
Benefits Budgeting for 2027: Building a More Predictable Cost Strategy
As employers prepare for the 2027 planning cycle, benefits budgeting is becoming more data-driven and strategic. This article explores forecasting methods, trend analysis, and financial modeling techniques that can help organizations reduce renewal surprises and create more predictable healthcare spending.
Dependent Eligibility Audits: A Practical Strategy for Immediate Cost Savings
For many employers, rising healthcare costs feel like an unavoidable reality. Something to be managed rather than meaningfully reduced. But in some cases, a portion of those costs isn’t just high… it’s unnecessary. One of the most overlooked contributors to excess...
Plan Design That Drives Behavior: Leveraging Incentives to Reduce Long-Term Costs
Cost control doesn’t have to mean cutting benefits. Learn how thoughtful plan design—through incentives, tiered networks, and engagement strategies—can guide better employee decisions and reduce long-term healthcare spend.
The Post-Q1 Cost Check: Evaluating Early-Year Health Plan Performance
By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...
Benefits as a Tool for Employee Retention in 2026
Employee turnover remains a challenge in 2026, and benefits strategy plays a growing role in retention. Discover how healthcare, pharmacy management, mental health support, and financial security benefits influence whether employees stay or leave, and how employers can design benefits programs that strengthen workforce stability.