Insights
Rethinking Open Enrollment: From Annual Chore to Strategic Engagement
For many employees, Open Enrollment (OE) has long been viewed as an annual obligation - something to be completed quickly and with minimal thought. For employers, it often feels like a logistical mountain of forms, deadlines, and rushed communications. But it doesn’t...
Rebates, Spread Pricing, and Hidden Fees: What to Ask Your PBM Today
Pharmacy costs are rising, and many PBM contracts hide fees that inflate employer spending. From rebates to spread pricing, here’s what to ask your PBM today to ensure transparency and savings.
Beyond Benchmarking: How to Customize Benefits for Your Unique Workforce
Benchmarking is just the starting point. Discover how tailoring benefits to your workforce’s specific needs can boost engagement, retention, and overall plan value.
The Cost of Confusion: Why Employee Benefits Education Can’t Wait for Open Enrollment
More Than a One-Month Moment For many employers, open enrollment is the one time of year when benefits take center stage. Emails go out, presentations are built, and employees scramble to make choices they may not fully understand. Then… silence. But benefits don’t...
How Childcare and Eldercare Benefits Help Reduce Turnover and Absenteeism
Childcare and eldercare responsibilities are silent drivers of employee turnover and absenteeism—especially for Gen X and Millennials. Learn how dependent care benefits can improve retention, productivity, and engagement.
Carving Out Pharmacy Benefits: When It Makes Sense, When It Doesn’t.
Pharmacy carve-outs can offer cost savings and transparency—but they’re not right for everyone. Learn when separating pharmacy benefits makes sense, and when it may add complexity or hidden costs. MSI helps you make the right call with data-driven insight.