Insights

Plan Design That Drives Behavior: Leveraging Incentives to Reduce Long-Term Costs

Cost control doesn’t have to mean cutting benefits. Learn how thoughtful plan design—through incentives, tiered networks, and engagement strategies—can guide better employee decisions and reduce long-term healthcare spend.

The Post-Q1 Cost Check: Evaluating Early-Year Health Plan Performance

By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...

Benefits as a Tool for Employee Retention in 2026

Employee turnover remains a challenge in 2026, and benefits strategy plays a growing role in retention. Discover how healthcare, pharmacy management, mental health support, and financial security benefits influence whether employees stay or leave, and how employers can design benefits programs that strengthen workforce stability.

Benefits Overview - Insights from MSI
Predictive Analytics in Benefits: What’s Real vs. Hype?

Predictive Analytics in Benefits: What’s Real vs. Hype?

For years, the promise of predictive analytics in employee benefits has sounded almost magical: algorithms that can foresee which conditions will develop, pinpoint looming cost spikes, and deliver tailor-made strategies that optimize both spend and employee health...

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Designing Benefits for a Multigenerational Workforce

Designing Benefits for a Multigenerational Workforce

Today’s workforce looks very different from the one most employee benefit plans were originally built to support. For the first time in history, five generations (Traditionalists, Baby Boomers, Gen X, Millennials, and Gen Z) can be found working side by side. Their...

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What Employers Can Learn from Failed Benefits Strategies

What Employers Can Learn from Failed Benefits Strategies

When benefits strategies miss the mark, they can reveal valuable lessons. This article explores common pitfalls, how to evaluate post-renewal results, and actionable ways to build stronger, more resilient benefit programs that align with employee needs and long-term goals.

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