Insights

Your Benefits May Be Great. But Can Employees Actually Use Them?

Employers may already offer excellent benefits, but employees can still struggle to find providers, understand coverage and resolve claims. Better benefits navigation can reduce friction, improve the employee experience and help organizations get more value from the benefits they already provide.

2027 Health Benefit Costs Are Projected to Jump 8.2%. What Employers Can Do Now.

Employers hoping for some relief from several years of rising healthcare costs may need to reset expectations for 2027. New survey data from Marsh projects that the average total health benefit cost per employee will rise 8.2% in 2027, even after employers make...

New Georgia Law Limits AI-Only Health Insurance Decisions: What Employers Should Know Before 2027

Artificial intelligence is already changing healthcare in ways most employees never see. Behind the scenes, insurers and health plans increasingly rely on sophisticated software to sort information, identify patterns, automate administrative work and assist with...
Benefits Overview - Insights from MSI
Pharmacy Cost Containment Beyond Traditional PBM Models

Pharmacy Cost Containment Beyond Traditional PBM Models

Rising prescription drug costs are pushing employers to rethink traditional PBM arrangements. This article explores alternative pharmacy cost containment strategies including transparent PBMs, carve-out programs, specialty drug oversight, and clinical management approaches that improve visibility and long-term savings.

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Benefits Budgeting for 2027: Building a More Predictable Cost Strategy

Benefits Budgeting for 2027: Building a More Predictable Cost Strategy

As employers prepare for the 2027 planning cycle, benefits budgeting is becoming more data-driven and strategic. This article explores forecasting methods, trend analysis, and financial modeling techniques that can help organizations reduce renewal surprises and create more predictable healthcare spending.

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