Insights

Preparing for Renewal Season: Key Strategies to Strengthen Your Negotiating Position

Benefits renewal negotiations are won before they begin. Discover how early planning, claims analysis, vendor evaluation, and benchmarking can strengthen your negotiating position and help control long-term healthcare costs.

Pharmacy Cost Containment Beyond Traditional PBM Models

Rising prescription drug costs are pushing employers to rethink traditional PBM arrangements. This article explores alternative pharmacy cost containment strategies including transparent PBMs, carve-out programs, specialty drug oversight, and clinical management approaches that improve visibility and long-term savings.

Benefits Budgeting for 2027: Building a More Predictable Cost Strategy

As employers prepare for the 2027 planning cycle, benefits budgeting is becoming more data-driven and strategic. This article explores forecasting methods, trend analysis, and financial modeling techniques that can help organizations reduce renewal surprises and create more predictable healthcare spending.

Benefits Overview - Insights from MSI
Predictive Analytics in Benefits: What’s Real vs. Hype?

Predictive Analytics in Benefits: What’s Real vs. Hype?

For years, the promise of predictive analytics in employee benefits has sounded almost magical: algorithms that can foresee which conditions will develop, pinpoint looming cost spikes, and deliver tailor-made strategies that optimize both spend and employee health...

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Designing Benefits for a Multigenerational Workforce

Designing Benefits for a Multigenerational Workforce

Today’s workforce looks very different from the one most employee benefit plans were originally built to support. For the first time in history, five generations (Traditionalists, Baby Boomers, Gen X, Millennials, and Gen Z) can be found working side by side. Their...

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What Employers Can Learn from Failed Benefits Strategies

What Employers Can Learn from Failed Benefits Strategies

When benefits strategies miss the mark, they can reveal valuable lessons. This article explores common pitfalls, how to evaluate post-renewal results, and actionable ways to build stronger, more resilient benefit programs that align with employee needs and long-term goals.

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