Insights

Benefits Budgeting for 2027: Building a More Predictable Cost Strategy

As employers prepare for the 2027 planning cycle, benefits budgeting is becoming more data-driven and strategic. This article explores forecasting methods, trend analysis, and financial modeling techniques that can help organizations reduce renewal surprises and create more predictable healthcare spending.

Dependent Eligibility Audits: A Practical Strategy for Immediate Cost Savings

For many employers, rising healthcare costs feel like an unavoidable reality. Something to be managed rather than meaningfully reduced. But in some cases, a portion of those costs isn’t just high… it’s unnecessary. One of the most overlooked contributors to excess...

Plan Design That Drives Behavior: Leveraging Incentives to Reduce Long-Term Costs

Cost control doesn’t have to mean cutting benefits. Learn how thoughtful plan design—through incentives, tiered networks, and engagement strategies—can guide better employee decisions and reduce long-term healthcare spend.

Benefits Overview - Insights from MSI
What Employers Can Learn from Failed Benefits Strategies

What Employers Can Learn from Failed Benefits Strategies

When benefits strategies miss the mark, they can reveal valuable lessons. This article explores common pitfalls, how to evaluate post-renewal results, and actionable ways to build stronger, more resilient benefit programs that align with employee needs and long-term goals.

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