Insights

2027 Health Benefit Costs Are Projected to Jump 8.2%. What Employers Can Do Now.

Employers hoping for some relief from several years of rising healthcare costs may need to reset expectations for 2027. New survey data from Marsh projects that the average total health benefit cost per employee will rise 8.2% in 2027, even after employers make...

New Georgia Law Limits AI-Only Health Insurance Decisions: What Employers Should Know Before 2027

Artificial intelligence is already changing healthcare in ways most employees never see. Behind the scenes, insurers and health plans increasingly rely on sophisticated software to sort information, identify patterns, automate administrative work and assist with...

Legislation & Compliance DOL Proposal Could Change How Group Health Plans Deliver Required Documents

A new Department of Labor proposal could give ERISA-covered group health plans another option for delivering required documents electronically. Here’s what employers should know about the proposal, potential benefits and what happens next.

Benefits Overview - Insights from MSI
Predictive Analytics in Benefits: What’s Real vs. Hype?

Predictive Analytics in Benefits: What’s Real vs. Hype?

For years, the promise of predictive analytics in employee benefits has sounded almost magical: algorithms that can foresee which conditions will develop, pinpoint looming cost spikes, and deliver tailor-made strategies that optimize both spend and employee health...

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Designing Benefits for a Multigenerational Workforce

Designing Benefits for a Multigenerational Workforce

Today’s workforce looks very different from the one most employee benefit plans were originally built to support. For the first time in history, five generations (Traditionalists, Baby Boomers, Gen X, Millennials, and Gen Z) can be found working side by side. Their...

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What Employers Can Learn from Failed Benefits Strategies

What Employers Can Learn from Failed Benefits Strategies

When benefits strategies miss the mark, they can reveal valuable lessons. This article explores common pitfalls, how to evaluate post-renewal results, and actionable ways to build stronger, more resilient benefit programs that align with employee needs and long-term goals.

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