Insights

Plan Design That Drives Behavior: Leveraging Incentives to Reduce Long-Term Costs

Cost control doesn’t have to mean cutting benefits. Learn how thoughtful plan design—through incentives, tiered networks, and engagement strategies—can guide better employee decisions and reduce long-term healthcare spend.

The Post-Q1 Cost Check: Evaluating Early-Year Health Plan Performance

By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...

Benefits as a Tool for Employee Retention in 2026

Employee turnover remains a challenge in 2026, and benefits strategy plays a growing role in retention. Discover how healthcare, pharmacy management, mental health support, and financial security benefits influence whether employees stay or leave, and how employers can design benefits programs that strengthen workforce stability.

Benefits Overview - Insights from MSI