by betvmsibg | Oct 8, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
Employers hoping for some relief from several years of rising healthcare costs may need to reset expectations for 2027. New survey data from Marsh projects that the average total health benefit cost per employee will rise 8.2% in 2027, even after employers make...
by betvmsibg | Sep 29, 2026 | Legislation & Compliance
Artificial intelligence is already changing healthcare in ways most employees never see. Behind the scenes, insurers and health plans increasingly rely on sophisticated software to sort information, identify patterns, automate administrative work and assist with...
by betvmsibg | Sep 15, 2026 | Boosting Employee Retention, Employee Benefits Education, Health Plan Design, Legislation & Compliance, Public Sector Benefits
For years, employers and plan administrators have increasingly moved benefits communication online. Employees enroll electronically, access benefit information through portals and receive reminders by email or text. Yet federal rules governing the delivery of certain...
by betvmsibg | Aug 27, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Stop-Loss Insurance
One major claim can change the financial picture of an employer-sponsored health plan remarkably quickly. A complex cancer diagnosis, organ transplant, premature birth, specialty medication or extended hospital stay can generate hundreds of thousands of dollars in...
by betvmsibg | Aug 12, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits, Stop-Loss Insurance
For a self-funded employer, stop-loss insurance can be easy to treat as another line item in the annual benefits renewal. That can be an expensive mistake. Stop-loss coverage plays a critical role in determining how much financial risk an employer actually assumes...
