by betvmsibg | May 12, 2026 | Data Analytics, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
For many employers, annual benefits planning can feel like trying to predict the weather with a rearview mirror. One year arrives with manageable increases and stable utilization. The next brings specialty pharmacy spikes, unexpected claims activity, or carrier...
by betvmsibg | Apr 23, 2026 | Data Analytics, Health Plan Costs, Health Plan Design, Public Sector Benefits
For many employers, rising healthcare costs feel like an unavoidable reality. Something to be managed rather than meaningfully reduced. But in some cases, a portion of those costs isn’t just high… it’s unnecessary. One of the most overlooked contributors to excess...
by betvmsibg | Apr 9, 2026 | Data Analytics, Drug Costs, Employee Benefits Education, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits
For many employers, rising healthcare costs feel like a moving target. Each renewal cycle brings new pressure. Higher premiums, increased utilization, and the ongoing challenge of balancing cost control with meaningful employee benefits. However, it is important to...
by betvmsibg | Mar 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits
By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...
by betvmsibg | Mar 12, 2026 | Boosting Employee Retention, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits, Uncategorized
As organizations move deeper into 2026, many employers are taking a closer look at their workforce data after the traditional first-quarter wave of job changes. While the “Great Resignation” headlines have softened, turnover remains a persistent challenge across many...
