by betvmsibg | Apr 9, 2026 | Data Analytics, Drug Costs, Employee Benefits Education, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits
For many employers, rising healthcare costs feel like a moving target. Each renewal cycle brings new pressure. Higher premiums, increased utilization, and the ongoing challenge of balancing cost control with meaningful employee benefits. However, it is important to...
by betvmsibg | Mar 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits
By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...
by betvmsibg | Mar 12, 2026 | Boosting Employee Retention, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits, Uncategorized
As organizations move deeper into 2026, many employers are taking a closer look at their workforce data after the traditional first-quarter wave of job changes. While the “Great Resignation” headlines have softened, turnover remains a persistent challenge across many...
by betvmsibg | Feb 25, 2026 | Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
Pharmacy costs continue to outpace nearly every other component of employer health plan spending. Specialty drugs, rebate structures, formulary shifts, and limited contract visibility have created frustration for many plan sponsors. Now, a new name has entered the...
by betvmsibg | Feb 12, 2026 | Boosting Employee Retention, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits
Fresh ideas for companies evaluating new care delivery models early in the year As employers look ahead to a new year, many are asking the same question they ask every renewal season: how can we deliver better healthcare experiences for employees while keeping costs...
by betvmsibg | Jan 27, 2026 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Specialty drugs represent one of the fastest-growing cost drivers in employer-sponsored health plans. While these medications often account for a small percentage of total prescriptions, they can consume 40–60% of total pharmacy spend. For self-funded employers,...
