by betvmsibg | Apr 9, 2026 | Data Analytics, Drug Costs, Employee Benefits Education, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits
For many employers, rising healthcare costs feel like a moving target. Each renewal cycle brings new pressure. Higher premiums, increased utilization, and the ongoing challenge of balancing cost control with meaningful employee benefits. However, it is important to...
by betvmsibg | Mar 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits
By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...
by betvmsibg | Feb 25, 2026 | Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
Pharmacy costs continue to outpace nearly every other component of employer health plan spending. Specialty drugs, rebate structures, formulary shifts, and limited contract visibility have created frustration for many plan sponsors. Now, a new name has entered the...
by betvmsibg | Jan 27, 2026 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Specialty drugs represent one of the fastest-growing cost drivers in employer-sponsored health plans. While these medications often account for a small percentage of total prescriptions, they can consume 40–60% of total pharmacy spend. For self-funded employers,...
by betvmsibg | Jan 15, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Mental Health Compliance, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
As we settle into 2026, employer-sponsored health plans face a compliance landscape that’s both richer in transparency and denser in requirements. Among the most talked-about and consequential mandates is Prescription Drug Data Collection (RxDC) reporting under the...
by betvmsibg | Nov 11, 2025 | Boosting Employee Retention, Data Analytics, Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Public Sector Benefits
In the realm of employee benefits, success isn’t measured solely by the absence of complaints. In fact, some of the most important learning comes from when things go wrong. For many organizations, benefit renewals bring a focus on cost, carriers, and compliance, but...
