by betvmsibg | Oct 8, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
Employers hoping for some relief from several years of rising healthcare costs may need to reset expectations for 2027. New survey data from Marsh projects that the average total health benefit cost per employee will rise 8.2% in 2027, even after employers make...
by betvmsibg | Aug 27, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Stop-Loss Insurance
One major claim can change the financial picture of an employer-sponsored health plan remarkably quickly. A complex cancer diagnosis, organ transplant, premature birth, specialty medication or extended hospital stay can generate hundreds of thousands of dollars in...
by betvmsibg | Jul 16, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For employers, healthcare cost increases can feel frustratingly inevitable. Hospital prices rise. New treatments enter the market. Prescription drug costs climb. Employees and dependents require care that cannot always be predicted. Those pressures are real, but they...
by betvmsibg | Jun 11, 2026 | Boosting Employee Retention, Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For many employers, benefits renewal season arrives with a familiar sense of urgency. Carriers present proposed increases, budgets come under pressure, and organizations are forced to make important decisions within compressed timelines. The challenge is that...
by betvmsibg | May 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Prescription drug spending continues to be one of the fastest-growing cost drivers in employer-sponsored health plans. While many organizations have relied on traditional Pharmacy Benefit Managers (PBMs) for years to negotiate pricing and manage formularies, employers...
by betvmsibg | May 12, 2026 | Data Analytics, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
For many employers, annual benefits planning can feel like trying to predict the weather with a rearview mirror. One year arrives with manageable increases and stable utilization. The next brings specialty pharmacy spikes, unexpected claims activity, or carrier...
