by betvmsibg | Jul 16, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For employers, healthcare cost increases can feel frustratingly inevitable. Hospital prices rise. New treatments enter the market. Prescription drug costs climb. Employees and dependents require care that cannot always be predicted. Those pressures are real, but they...
by betvmsibg | Jun 11, 2026 | Boosting Employee Retention, Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For many employers, benefits renewal season arrives with a familiar sense of urgency. Carriers present proposed increases, budgets come under pressure, and organizations are forced to make important decisions within compressed timelines. The challenge is that...
by betvmsibg | May 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Prescription drug spending continues to be one of the fastest-growing cost drivers in employer-sponsored health plans. While many organizations have relied on traditional Pharmacy Benefit Managers (PBMs) for years to negotiate pricing and manage formularies, employers...
by betvmsibg | May 12, 2026 | Data Analytics, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
For many employers, annual benefits planning can feel like trying to predict the weather with a rearview mirror. One year arrives with manageable increases and stable utilization. The next brings specialty pharmacy spikes, unexpected claims activity, or carrier...
by betvmsibg | Feb 25, 2026 | Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
Pharmacy costs continue to outpace nearly every other component of employer health plan spending. Specialty drugs, rebate structures, formulary shifts, and limited contract visibility have created frustration for many plan sponsors. Now, a new name has entered the...
by betvmsibg | Jan 27, 2026 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Specialty drugs represent one of the fastest-growing cost drivers in employer-sponsored health plans. While these medications often account for a small percentage of total prescriptions, they can consume 40–60% of total pharmacy spend. For self-funded employers,...
