by betvmsibg | Apr 9, 2026 | Data Analytics, Drug Costs, Employee Benefits Education, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits
For many employers, rising healthcare costs feel like a moving target. Each renewal cycle brings new pressure. Higher premiums, increased utilization, and the ongoing challenge of balancing cost control with meaningful employee benefits. However, it is important to...
by betvmsibg | Mar 26, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits
By the time the first quarter wraps, most employers have something they didn’t have at renewal: real data. Not projections, not carrier assumptions, not best guesses—actual utilization, actual claims, and early indicators of where the plan is heading. The challenge is...
by betvmsibg | Jan 15, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Mental Health Compliance, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
As we settle into 2026, employer-sponsored health plans face a compliance landscape that’s both richer in transparency and denser in requirements. Among the most talked-about and consequential mandates is Prescription Drug Data Collection (RxDC) reporting under the...
by betvmsibg | Dec 4, 2025 | Data Analytics, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For years, the promise of predictive analytics in employee benefits has sounded almost magical: algorithms that can foresee which conditions will develop, pinpoint looming cost spikes, and deliver tailor-made strategies that optimize both spend and employee health...
by betvmsibg | Nov 11, 2025 | Boosting Employee Retention, Data Analytics, Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Public Sector Benefits
In the realm of employee benefits, success isn’t measured solely by the absence of complaints. In fact, some of the most important learning comes from when things go wrong. For many organizations, benefit renewals bring a focus on cost, carriers, and compliance, but...
by betvmsibg | Oct 9, 2025 | Data Analytics, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
In the world of employee benefits and health-plan management, one of the most undervalued and underleveraged resources lies quietly in plain sight: claims data. After renewal, or leading into your next renewal cycle, companies often reassess plan design, funding...
