by betvmsibg | Aug 27, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Stop-Loss Insurance
One major claim can change the financial picture of an employer-sponsored health plan remarkably quickly. A complex cancer diagnosis, organ transplant, premature birth, specialty medication or extended hospital stay can generate hundreds of thousands of dollars in...
by betvmsibg | Aug 12, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Public Sector Benefits, Stop-Loss Insurance
For a self-funded employer, stop-loss insurance can be easy to treat as another line item in the annual benefits renewal. That can be an expensive mistake. Stop-loss coverage plays a critical role in determining how much financial risk an employer actually assumes...