by betvmsibg | Jan 27, 2026 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
Specialty drugs represent one of the fastest-growing cost drivers in employer-sponsored health plans. While these medications often account for a small percentage of total prescriptions, they can consume 40–60% of total pharmacy spend. For self-funded employers,...
by betvmsibg | Jan 15, 2026 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Mental Health Compliance, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
As we settle into 2026, employer-sponsored health plans face a compliance landscape that’s both richer in transparency and denser in requirements. Among the most talked-about and consequential mandates is Prescription Drug Data Collection (RxDC) reporting under the...
by betvmsibg | Dec 18, 2025 | Boosting Employee Retention, Employee Benefits Education, Employee Wellness, Health Plan Design, Mental Health Compliance
Over the past decade, mental health has moved from the margins of workplace conversation to the center of it. Leaders talk openly about burnout. Employees expect mental health benefits to be part of a competitive total rewards package. Utilization data confirms what...
by betvmsibg | Dec 4, 2025 | Data Analytics, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits, Supplemental Benefits
For years, the promise of predictive analytics in employee benefits has sounded almost magical: algorithms that can foresee which conditions will develop, pinpoint looming cost spikes, and deliver tailor-made strategies that optimize both spend and employee health...
by betvmsibg | Nov 25, 2025 | Boosting Employee Retention, Employee Benefits Education, Employee Wellness, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits
Today’s workforce looks very different from the one most employee benefit plans were originally built to support. For the first time in history, five generations (Traditionalists, Baby Boomers, Gen X, Millennials, and Gen Z) can be found working side by side. Their...
