by betvmsibg | Jul 9, 2025 | Boosting Employee Retention, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits
Why Dependent Care Benefits Are No Longer Optional Today’s workforce is undergoing a transformation. Employees are not just workers – they are caregivers, parents, adult children, and multitasking managers of their personal and professional lives. Yet, many...
by betvmsibg | Jun 26, 2025 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
As pharmacy costs continue to be one of the fastest-growing components of healthcare spend, employers are increasingly evaluating whether carving out pharmacy benefits from their medical plan makes strategic and financial sense. While the decision can offer greater...
by betvmsibg | Jun 12, 2025 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
Groundbreaking therapies such as GLP-1 receptor agonists and advanced gene therapies have dramatically reshaped the cost structures for employee benefit plans. As organizations gear up for their 2026 benefit renewals, understanding these developments is crucial for...
by betvmsibg | May 29, 2025 | Uncategorized
Intro: Why Mid-Year Matters Compliance isn’t just a December checklist. It’s an ongoing process. As regulations evolve and benefit offerings shift, a mid-year audit can be your best defense against penalties, plan disruption, and legal exposure. For self-funded and...
by betvmsibg | May 15, 2025 | Health Plan Costs, Health Plan Design, Public Sector Benefits
Choosing the right health plan funding isn’t just about cost – it’s about control. For business leaders, understanding the fundamental differences between Self-Funded and Fully Insured can unlock new ways to manage rising healthcare costs, gain greater...
