by betvmsibg | Sep 25, 2025 | Boosting Employee Retention, Employee Benefits Education, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
As healthcare costs continue to climb, employers are reexamining their network design strategies to balance affordability with quality care. Narrow networks – plans that limit the pool of in-network providers in exchange for lower premiums and more coordinated...
by betvmsibg | Aug 28, 2025 | Data Analytics, Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
When it comes to managing pharmacy costs, one of the most complex areas for employers is understanding how their Pharmacy Benefit Manager (PBM) structures contracts and fees. PBMs play an essential role in administering prescription drug programs, but the lack of...
by betvmsibg | Aug 13, 2025 | Boosting Employee Retention, Drug Costs, Employee Benefits Education, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits
As Q4 approaches, many employers turn to benchmarking to guide their benefits strategy. While benchmarking provides valuable insight into what competitors are offering, it’s only the starting point. The real competitive edge comes from tailoring your benefits program...
by betvmsibg | Jul 9, 2025 | Boosting Employee Retention, Health Plan Costs, Health Plan Design, Public Sector Benefits, Supplemental Benefits
Why Dependent Care Benefits Are No Longer Optional Today’s workforce is undergoing a transformation. Employees are not just workers – they are caregivers, parents, adult children, and multitasking managers of their personal and professional lives. Yet, many...
by betvmsibg | Jun 26, 2025 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits
As pharmacy costs continue to be one of the fastest-growing components of healthcare spend, employers are increasingly evaluating whether carving out pharmacy benefits from their medical plan makes strategic and financial sense. While the decision can offer greater...
by betvmsibg | Jun 12, 2025 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)
Groundbreaking therapies such as GLP-1 receptor agonists and advanced gene therapies have dramatically reshaped the cost structures for employee benefit plans. As organizations gear up for their 2026 benefit renewals, understanding these developments is crucial for...
