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Self-Funded vs Fully Insured Health Plans: Which Model Saves More

Self-Funded vs Fully Insured Health Plans: Which Model Saves More

by betvmsibg | May 15, 2025 | Health Plan Costs, Health Plan Design, Public Sector Benefits

Choosing the right health plan funding isn’t just about cost – it’s about control. For business leaders, understanding the fundamental differences between Self-Funded and Fully Insured can unlock new ways to manage rising healthcare costs, gain greater...
How Supplemental Benefits Improve Employee Satisfaction Without Increasing Costs

How Supplemental Benefits Improve Employee Satisfaction Without Increasing Costs

by betvmsibg | Mar 13, 2025 | Health Plan Costs, Health Plan Design, Supplemental Benefits

In today’s competitive job market, attracting and retaining top talent is a priority for businesses of all sizes. While competitive salaries and traditional benefits like health insurance and retirement plans remain crucial, companies are increasingly turning to...
How Visibility and Data Analytics Improve Health Plan Outcomes

How Visibility and Data Analytics Improve Health Plan Outcomes

by betvmsibg | Feb 4, 2025 | Data Analytics, Health Plan Costs, Health Plan Design

In today’s complex healthcare environment, managing employee benefits effectively requires more than just offering a one-size-fits-all solution. Employers need clear visibility into their health plans and actionable data insights to make informed decisions. By...
Breaking Down Barriers: How Transparent PBM Practices Drive Better Benefits

Breaking Down Barriers: How Transparent PBM Practices Drive Better Benefits

by betvmsibg | Jan 27, 2025 | Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs)

The challenges surrounding Pharmacy Benefit Managers (PBMs) have long been a topic of concern for employers, healthcare professionals, and policy advocates. Recently, entrepreneur Mark Cuban reignited the conversation with his pointed critique of PBM practices, as...
Navigating the New ACA Reporting Guidelines: What Employers Need to Know

Navigating the New ACA Reporting Guidelines: What Employers Need to Know

by betvmsibg | Jan 17, 2025 | Health Plan Costs, The Affordable Care Act (ACA)

In December 2024, Congress passed two significant pieces of legislation – the Paperwork Burden Reduction Act (H.R. 3797) and the Employer Reporting Improvement Act (H.R. 3801) – aimed at streamlining Affordable Care Act (ACA) reporting requirements for...
The Evolution of Health Plan Design: Strategies for 2025 and Beyond

The Evolution of Health Plan Design: Strategies for 2025 and Beyond

by betvmsibg | Jan 6, 2025 | Boosting Employee Retention, Health Plan Costs, Health Plan Design

The health benefits landscape is evolving at an unprecedented pace, driven by regulatory shifts, technological advancements, and changing workforce expectations. For employers and benefits consultants, staying ahead of these changes is critical to managing costs,...
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Recent Posts

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  • Plan Design That Drives Behavior: Leveraging Incentives to Reduce Long-Term Costs
  • The Post-Q1 Cost Check: Evaluating Early-Year Health Plan Performance
  • Benefits as a Tool for Employee Retention in 2026
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