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Carving Out Pharmacy Benefits: When It Makes Sense, When It Doesn’t.

Carving Out Pharmacy Benefits: When It Makes Sense, When It Doesn’t.

by betvmsibg | Jun 26, 2025 | Drug Costs, Health Plan Costs, Health Plan Design, Pharmacy Benefit Managers (PBMs), Public Sector Benefits

As pharmacy costs continue to be one of the fastest-growing components of healthcare spend, employers are increasingly evaluating whether carving out pharmacy benefits from their medical plan makes strategic and financial sense. While the decision can offer greater...
Self-Funded vs Fully Insured Health Plans: Which Model Saves More

Self-Funded vs Fully Insured Health Plans: Which Model Saves More

by betvmsibg | May 15, 2025 | Health Plan Costs, Health Plan Design, Public Sector Benefits

Choosing the right health plan funding isn’t just about cost – it’s about control. For business leaders, understanding the fundamental differences between Self-Funded and Fully Insured can unlock new ways to manage rising healthcare costs, gain greater...
Creating a Total Compensation Strategy: Why Employees Need to See the Full Picture

Creating a Total Compensation Strategy: Why Employees Need to See the Full Picture

by betvmsibg | Apr 29, 2025 | Boosting Employee Retention, Health Plan Design, Public Sector Benefits, Supplemental Benefits

In today’s competitive talent market, salary alone is no longer the sole measure of an employee’s value – or their satisfaction. As organizations work to attract, engage, and retain top talent, a well-crafted total compensation strategy has become essential....
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Recent Posts

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